Mortgage Industry - Reports
Some examples of recent authoritative researches on the state of the US mortgage industry include SuperMoney's 2019 US Mortgage Industry Study, Mortgage Bankers Association's White Paper on the Role of IMBs in the mortgage industry, 2019 Mortgage Market Statistical Annual by Inside Mortgage Financing, Kentley Insights' Mortgage and Nonmortgage Brokers Market Report, and Mintel's US Home Financing Market 2018 Research.
SUPERMONEY 2019 US MORTGAGE INDUSTRY STUDY
- This industry study was published in 2019 by SuperMoney, an online financial comparison platform that partners with the mortgage industry's leading mortgage lenders, and helps Americans make smart financial decisions.
- To provide comprehensive mortgage industry trends and statistics in the US, SuperMoney gleaned vital mortgage industry data from a plethora of reputable research bodies and industry players such as Inside Mortgage Finance, leading bank and non-bank mortgage lenders in the United States, Federal Reserve Consumer Credit Panel, Federal Reserve Board, CoreLogic, eMBS, among others.
- The SuperMoney US industry mortgage study contains important mortgage industry data on growth of total mortgage debt, factors that determine the cost of a mortgage, how technology is disrupting the mortgage industry in the United States, size of the American mortgage market, top mortgage lenders in America by volume, mortgage industry delinquency rates, mortgage down payments, and origination fees, as well as a myriad of other important mortgage industry data.
THE RISING ROLE OF INDEPENDENT MORTGAGE BANK — BENEFITS AND POLICY IMPLICATIONS WHITE PAPER
- This latest white paper from Mortgage Bankers Association discusses the role Independent Mortage Banks (IMBs) play in the US mortgage industry.
- The white paper also discusses the benefits and policy implications independent mortgage bankers have in the US, and how IMBs will gain market share when traditional banks pull back.
2019 MORTGAGE MARKET STATISTICAL ANNUAL BY INSIDE MORTGAGE FINANCING
- This 32nd edition of the Mortgage Market Statistical Annual is by far the most comprehensive report on the state of the US mortgage industry.
- The data in the report has been compiled from the IMF's exclusive market research and surveys.
- According to Inside Mortgage Financing, the report has "more than 100 data sets, covering every facet of the residential mortgage market."
- Some topics covered in the report include mortgage originations, mortgage servicing, mortgage insurance, mortgage and asset securitization, agency and non-agency MBS activity, among others.
2019 MORTGAGE AND NONMORTGAGE LOAN BROKERS MARKET RESEARCH REPORT
- This 2019 research report from Kentley Insights, a reputable market research firm, discusses the state of mortgage and non-mortgage loan brokers in the United States.
- The report has been compiled after "extensive and comprehensive business surveys."
- The research report contains "over 100 insightful data sets, such historical and forecast industry sales, operating expense details, product line breakdown, financial ratios, benchmarks, wages, profitability, organizational analysis, revenue per employee" and much more.
UNITED STATES HOME FINANCING REPORT BY MINTEL
- This 2018 paywalled report from Mintel, a global market research firm, contains US mortgage market industry insights and in-depth analysis across a range of topics.
- The report has a general overview of the US mortgage industry, the markets and its breakdown, the key market factors and players, the current happenings, the demographics of the US mortgage consumers, and a host of other important topics in the US mortgage industry.
To provide recent authoritative pieces of research that discuss or analyze the state of the United States mortgage industry, we first searched for preexisting information on any research that has been conducted on the industry. We leveraged reputable research firms that publish research findings online such as MarketsandMarkets, MarketResearch, Mintel, Kentley Insights, and SuperMoney, among others. While we were able to find an industry study of the US mortgage industry from SuperMoney, the other sources had great insights relevant to this request, but most of them are behind paywalls.
Next, we searched through news sites such as Forbes, Reuters, Economic Times, HousingWire and National Mortgage News for any news articles on the state of the United States mortgage may link back to the original research that was carried out by reputable and authoritative research firms. However, most of the news articles linked back to the research we had already identified behind paywalls. We then went into the specifics and searched through the US mortgage industry concerned parties' source such as Inside Mortage Financing, Mortgage Bankers Association, and also through the Federal Government mortgage programs such as Ginnie Mae, Fannie Mae, and Freddie Mac. This search yielded a white paper from the Mortgage Bankers Association and a research report from Inside Mortgage Financing, which we have provided in our key findings. Since the paywalled reports seem to contain authoritative and comprehensive data which will be helpful, we have included them among our key findings.