Part
01
of one
Part
01
Pre-Paid Retail Programs, Pt. 1
Introduction
We have completed rows 2 to 11 of the attached spreadsheet with details on which retailers in the United States offer programs that allow consumers to prepay for products/services in exchange for discounts or other rewards.
Key Takeaways
- None of the top ten largest retailers in the United States have programs that allow consumers to prepay for products/services in exchange for discounts or other rewards. We could not find prepaid programs that are retailer-specific such as the Starbucks example provided.
- The top ten retailers in the US have one or all of the following prepaid programs:
- Prepaid gift cards.
- Prepaid programs offered by a brand sold at a retailer.
- Prepaid banking programs such as a debit, credit or banking card offered by a retailer's banking partners.
Selected Findings
Lowe's
- Lowe's offers prepaid reloadable gift cards and the PreLoad Discover Card, in partnership with Sunrise Banks, N.A.
Albertsons Companies
- Albertsons offers gift cards and prepaid and reloadable Visa and MasterCard cards.
Research Strategy
We searched through the retailers' websites and social media platforms. We also consulted third party sites that review financial products and other programs offered by retailers. These sites include NerdWallet, eGifter, among others.