Chime 

• Chime has an estimated annual revenue of $68.4 million, $130,000 estimated revenue per employee, and is currently valued at $5.8 billion. The company gets paid by a Visa merchant every time a member uses the Chime debit card.

Mission Statement

• Chime believes that every person deserves "financial peace of mind." Hence, building a new kind of online bank to help its members get ahead by simplifying managing money. "It's your money. It's your life. Chime in."

Market Niche/Services Offered

• Chime has a checking account that gives a member access to direct deposits faster than traditional banks and optional low-yield savings account linked to the checking account.
• Services offered include tracking account balances, daily transactions, savings, and sending money instantly. Members can transact through mobile banking or online banking. Chime provides mobile payments, automatic savings, fee-free overdraft, security & control, and has zero hidden charges.

 Marqeta 

• Marqeta has an estimated annual revenue of $83.3 million, has total funding of $528 million, and is currently valued at $2 billion.

Mission Statement

• Marqeta's mission is to "empower the world's innovators."

Market Niche /Services Offered

• Marqeta provides solutions in digital banking, expense management, insurance, online travel, point-of-sale financing, retail marketplaces, on-demand services, and small business lending.
• Features include card issuing, prepaid cards, credit cards, debit cards, digital wallets & tokenization, "open API & webhooks," and data insights.

 Petal 

• Petal Card Inc. has an estimated annual revenue of $12.4 million and total funding of $562.2 million.

Mission Statement

• Petal Card Inc.'s mission statement is to bring "financial opportunity and innovation" to everyone. The fintech company was founded to assist people in accessing "honest, simple, and responsible" credit.

Market Niche/Services Offered

• Petal Card Inc. offers two petal cards. Petal 1 is a "no-annual-fee Visa" credit card that is paired with the mobile app to deliver modern tools, features, and a guide to customers. Petal 1 is optimized for responsible credit building, with credit limits of between $500 and $5,000 and interest of between 19.99% to 29.49%. Members with Petal 1 card get a 2% — 10% cashback when they transact at selected outlets.
• The Petal Card mobile app gives its users access to higher limits credit and lower prices.
• Petal 2 card offers a variable APR rate ranging from 12.99% to 26.99%, a credit limit from $500 to $10,000, a 1% cashback on every transaction, 1.5% cashback when credit is paid on time, and a 2% to 10% bonus cash back at selected merchants.

 Clair 

• Clair Inc. has an estimated revenue of $4 million, total funding of $5.1 million.

Mission Statement

• Clair Inc.'s mission is to "make every worker financially free." This is achieved by giving employees access to their wages, providing quality financial services with limited/zero charges, and working with employers to boost financial inclusivity.

Market Niche/Services Offered

• Clair Inc offers instant pay access, API and mobile apps, spending account, savings accounts, digital bank accounts with no hidden fees, debit cards, HCM platforms, and gig platforms. Clair Inc offers free cashback from selected merchants like Speedway, Target, Safeway, CVS Pharmacy, and Winn Dixie.

 Stripe 

• Stripe has an estimated annual revenue of $380.1 million, total funding of $745.7 million, and the company is currently valued at $20 billion.

Mission Statement

• Stripe's mission is to "increase the GDP of the internet." Stripe builds economic infrastructure to be used by all businesses, from startups to public companies, to manage their businesses and accept payments.

Market Niche/Services Offered

• Some products offered by Stripe include online payments, in-person payments, payments for platforms, subscriptions & invoicing, spend management, business financing, card creation, treasury, fraud & risk management, and custom reports.

 Robinhood 

• Robinhood has an estimated annual revenue of $193.1 million, total funding of $539 million, and is currently valued at $5.6 billion.

Mission Statement

• Robinhood's mission is to "democratize finance" for everyone. Robinhood Inc believes that the financial system should work for every person, and that's why they develop solutions that allow users to start investing on their terms. Robinhood is committed to offering no commission fees, high-security standards, extra protection, transparency, dedicated support, and quality execution.

Market Niche/Services Offered

• Products include stocks & funds, cash management, and crypto. In cash management, members earn 0.30% APY on any uninvested cash. Robinhood members can access markets, invest without commission in ETFs or individual companies, and access to cryptocurrency market to buy, sell, and HODL Bitcoin, Dogecoin, and Etherum.

 SoFi 

Mission Statement

• SoFi is committed to helping its members reach "financial independence to realize their ambitions." The company's core values include embracing diversity, truth, transparency, setting ambitious goals, "taking care of other people and help them grow," iterate, learn & innovate, and putting its members' interest first

Market Niche/Services Offered

• Products offered by SoFi include SoFi Money, medical/dental resident, mortgage, crypto, stock bits, renters insurance, life insurance, estate planning, SoFi credit card, SoFi Relay, SoFi Invest, student loan refinancing, personal loans, private student loans, home loans, SoFi Protect, small business financing, and SoFi at Work, among others.